Tag Archives: wedding

acr47272001989632-2437943

Express | Smith Broady Team Offers Service with a Smile (and Style, too)

acr47272001989632-2437943Smith Broady & Associates

1114 E. Tenth St. | Jeffersonville  | 912.941.0926 | smithbroady.com

Close-knit mortgage company relocates to Jeffersonville 

Sonya Broady vividly remembers when she and Leslie Smith decided to start up Smith Broady & Associates, a mortgage company located in Southern Indiana. “We opened in June 2008 in the middle of the real estate downfall,” Sonya said. “Everyone thought we were crazy.”

Now, more than nine years later, there are five members of the Smith Broady team, and they recently relocated from their Blackiston Mill Road location in New Albany to a beautifully remodeled, homey office at 1114 E. Tenth St. in Jeffersonville.

“It’s been almost a three-year process to look for something and find a right price and location,” said Leslie, who shares the principal manager/co-owner title with Sonya. “We have succeeded because of our team. We are family. Now that we’re in our new spot, we’re hoping to grow even more.

Smith Broady & Associates

At Smith Broady & Associates, we keep the mortgage process Simple so you can focus on more important issues in your life. Our experienced loan officers will personally guide you through our five-step process:

STEP 1: Loan prequalification

STEP 2: Mortgage loan application

STEP 3: Mortgage underwriting

STEP 4: Final conditions

STEP 5: Closing

Every step of the way, your Smith Broady & Associates loan officer will keep you informed of their progress toward the closing date. With the large inventory of affordable homes on the market, this is a wonderful time for first-time homebuyers to purchase a home.

At Smith Broady & Associates, we look forward to earning your business and becoming your preferred mortgage company for all your home purchases. From starter homes to dream homes, we’re there for you.

“At Smith Broady & Associates, we’re all very passionate about what we do. We have a lot of compassion for those who thought they would never even own a home. … We do a lot of hand-holding with clients on getting their financing. And we just love what we do.”

Leslie Smith 

Principal Manager/Co-owner

 

“We are family first (at Smith Broady), work second. We want our customers to be happy, and we go to great lengths to make sure we take care of our customers and each other.”

Angela Ross 

Senior Loan Officer

 

screen-shot-2017-09-25-at-12-07-07-pm“I bought my first house at 19 and (obtained a mortgage through Smith Broady & Associates). It was like a roller coaster. It makes you grow up fast, but I’m really happy I did it. … Now I’m blessed to work here. And it’s so nice to have this new office.

Lacey Kimberlin 

Processor & Loan Officer Trainee

 

“What sets us apart? It’s our personal touch, feel, the way we hand-hold, and we don’t turn anyone away. We will give you a plan of action. We will tell if your credit isn’t ready right now, we will tell you what to do. … I had one young woman whose dad brought her to me. I told her if she paid a certain credit card down I could close her in 30 to 60 days. She said, “I already paid it down,” and cried and cried. It can be pretty emotional and rewarding.”

Sonya Broady 

Principal Manager/Co-owner

screen-shot-2017-09-25-at-12-07-21-pm“I joined Smith Broady & Associates in February. They’re an awesome group to work for and work with. We’re like a big family. My mother-in-law passed away in April, and the love and support they extended was beyond anything I’ve seen. The way they just go over and above for the clients – I tell everyone about that. The care that they give their clients, each individual is an individual.”

Rhonda Collins 

Assistant Loan Processor/Office Manager

2017-money-matters-feature-podcast

Money Matters | Episode 6: What to Do, Before the I Do’s

Are you ready when the wedding bells ring?
The team from Axiom talk about the financial side — and contract side — of what a wedding brings.
So again, I ask you, are you ready when the wedding bells ring?
Money Matters: The Podcast is sponsored by Axiom Financial Strategies Group of Wells Fargo Advisors.  This monthly podcast is in addition to a monthly article titled, “Money Matters,” that is posted online at www.ExtolMag.com and www.axiomfsg.com.
**************************************************************************************************************************
At Axiom Financial Strategies Group of Wells Fargo Advisors we sincerely appreciate our clients making opportunities like this possible. Without their support of our business, we would not be able to support programs like this.
Axiom Financial Strategies Group
of Wells Fargo Advisors
101 W Spring Street, Fifth Floor
New Albany, IN  47150
P 812.542.6475 | F 812.948.8732 | www.axiomfsg.com
At Axiom Financial Strategies Group of Wells Fargo Advisors, our team caters to a select group of family-owned businesses, entrepreneurs, individuals, institutions, and foundations, helping them build, manage, preserve, and transition wealth. We accomplish this while providing top-notch service through a team approach that puts our clients’ needs, goals, and interests first. To learn more visit our website at www.axiomfsg.com. Wells Fargo Advisors. Member SIPC.
The information provided is general in nature and may not apply to your personal investment situation. Individuals should consult with their chosen financial professional before making any decisions.

Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.  Insurance products are offered through our affiliated nonbank insurance agencies.

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.
Video: CAR# 0817-03149.
Podcast: CAR#  0817-04140
off-the-page-feature-295x250

Off the Page with Extol | Bliss Travel

  1.  complete happiness | enjoying eternal bliss in heaven | marital bliss | the sheer bliss of an afternoon at the spa

  2.   paradiseheaven

When your name is Mark Bliss, being a travel agent and calling your business Bliss Travel just makes sense. On this episode of Off the Page with Extol, we talk with Mark and ask the question: What can a travel agent do for you that you cannot do on your own?  We also speak with a fabulous couple that backs up what he says.

The Podcast Kidd’s honeymoon video:

 

f9b1e2ce-480c-4f85-a1f9-5a9efdc908f0_16x9_788x442

Wedding Woes

For better or worse, the big day doesn’t always go as planned. 

My husband and I got married in February. We thought it would be fun for the officiant to pull two small breath sprays from his jacket pocket right before we kissed. My now-husband was supposed to spray the breath spray in my mouth but ended up spraying it all over half of my face. At least I was minty fresh the rest of the evening. 

–Caroline Crowell


We had a February wedding and it snowed a few inches. It was beautiful outside the church and it made for some cool pictures. We had a fabulous reception that was lots of fun and went late. When one of our guests – who has an Ultra-Brite smile – was leaving, she slipped on the ice and knocked out her teeth, her very perfect teeth. 

–Johnny Harralson 


The night before our wedding, the priest called and said he could not marry us. My brother-in-law spent all night and the early morning looking for a priest. Until this day, I’m not 100 percent sure the priest he found was legit. 

¬–Jennifer Yennes-Vizhnay 


My husband and I got married twice. The first was a bedside ceremony at my dad’s bedside in Audubon Hospital (ahead of schedule) because things were looking pretty grim. Ten days later, he passed, and then 12 days later we went ahead with our scheduled ceremony. At one point during the ceremony – after I had walked down the aisle – the minister announced, “We are gathered here to witness the ceremony between…” and our two-year-old daughter, who was in the front row, started clapping loudly, and yelled out “Yay!” which had absolutely everyone laughing, including the minister. We got pictures of the exact moment and it’s one of our favorites. 

–Shawna Lynn Shepherd 


I must have had the wedding jitters. I almost passed out during picture taking and actually have a picture me sitting on my husband’s lap after they cold wash-clothed me looking quite pale during pictures. Then on to our reception in our local high school cafeteria (that was the reception place). I made it through all the motions of that. We finally left and stopped at his aunt’s home as planned to change clothing, and I got nauseated. Let’s just say my dress had to be bagged and left behind for his aunt to get to the cleaners. Then on to The Hyatt to clean up and allow me to sleep my wedding night off. Trust me, no alcohol was involved, just good old-fashioned jitters. Thank goodness God didn’t tap my husband on the shoulder during the ceremony and say, “Hey, I don’t think this is going to go as you thought!” A few years later, I was diagnosed with NF2 brain tumor and it has been an ongoing journey since. He’s still my rock after 37 years. 

–Cathy Guthrie 


My brother had a July wedding with an outdoor reception. Atlanta in July. His bride is an only child with no extended family. Ours was extensive and it seems all of them drove hundreds of miles to be there. The bride’s father had the belief that since we were all Baptists the open bar would not be a big expense. Accordingly, he selected the premium champagne but forgot to request water. When the caterers came asking for permission to crack multiple, additional cases of expensive champagne, he distractedly said, “OK.” Seniors, boomers, and tweens spent hours slaking their thirst with very good bubbly. The father-in- law dined out on the story of the Baptist Wedding until the day he passed. And that’s not even the biggest disaster of the day of my brother’s wedding. I’m sure you’ll do this again someday, so I’ll save the better stories. 

–Randy Smith

wph

The Big Day

Do’s and Don’ts for planning, hosting the perfect wedding

Planning the perfect wedding has become more difficult, as many of the traditions that were once considered must-dos have been replaced with nouveau ideas designed to make a couple ¬– and their wedding – stand out. We’ve put together some modern dos and don’ts. There are fewer faux pas today than ever before, but with proper planning, you can pull off the perfect event.

BY MANDY WOLF DETWILER

PUT A RING ON IT 

DO choose a ring you will love for the rest of your life. “I would try to block out any negative feedback you get from other people and listen to your own intuition,” says Jacquelyn Koerber, chief operating officer of Koerber’s Fine Jewelry. “I can’t tell you how many times I have a woman in our store that says she always wanted a certain style but got talked out of it because it might not have been the ‘in’ thing to do. This is your own very personal ring that you will wear every day for the rest of you life… make sure you absolutely love it.”

DON’T forget to consider a matching wedding band to make sure you like the finished look as a set. “If the engagement ring doesn’t have a matching component, ask to see what your options are for selecting a wedding band,” Koerber adds. “If you want something a little more unique, you could mix different textures, shapes or even metals with your engagement ring. For example, if you have a white gold engagement ring you could pair it with a rose gold wedding band.”

PICKING A DATE 

DO consider what time of year you prefer, says wedding planner Jamie Lott of Events4U. “More and more people are saying fall. They love the fall colors,” Lott says. “The last few years we’ve had a huge trend in mid-September through October. October has become the new June.”

DON’T wait. Venues fill up during busy months, but so do service providers like florists, cake decorators and even the wedding spots themselves. “You’re probably not going to get the venue you want unless you’re working a year ahead,” Lott says.

THE WEDDING PARTY 

DO pick your closest friends. Bridesmaids and groomsmen shell out hundreds of dollars to be a part of a single wedding, and the workload itself can cause hard feelings.

DON’T “feel obligated to put someone in your wedding that you’re not close to,” Lott adds. “So many brides have somebody that they’ve put in their wedding that they may not be very close to, but they felt obligated to because their aunt is going to be hurt if her daughter is not in the wedding. Your wedding day should be about the people you care about, and those are the people you want with you, especially the bridal party.

THE DRESS 

DO try on several, and don’t pick the first one you fall in love with. You can always go back to it. Make sure you consider the fit of your dress if you’re following an exercise plan and dieting.

DON’T ignore fittings. “When I plan a wedding for a bride, I attend at least two of her fittings because I want to make sure that dress fits correctly,” says Lott. “Bridal gowns tend to stretch a tiny bit once a bride has worn them for an hour or so. I like them to fit extra snug. I tease brides and say if they can’t breathe, we know it fits!”

THE PLACE 

DO chose a venue based on your budget and “know everything about that venue before you sign. Read that contract thoroughly,” Lott advises.

DON’T leave a lot of time between your ceremony and your reception. Though it’s your day, your guests are giving up time and money to celebrate. Make it easy on them.

INVITATIONS 

DO “remember you don’t have to break the bank to be satisfied with your (invitation) choice and do keep it simple,” says Nicole Parr, a graphic artist with Louisville-based Phoenix Business Systems Inc. “Your invitation is the first glimpse your guests will get of the look and feel of your wedding. An invitation is best when it reflects the mood and ambiance you hope to achieve on your special day.”

DON’T “be overwhelmed and distracted by the endless options of this saturated market,” she adds. “In the end, an invitation that represents the happy couple’s personal style will be a treasured keepsake for years to come.”

THE GUEST LIST 

DO choose your guest list based on families and friends from both sides.

DON’Tchoose a venue that is too small for your wedding. “That obviously includes your décor and any type of tables. Don’t assume that even the best planner can shove it all in there,” Lott says. “It won’t look right. Give yourself enough room to make it look nice.”

THE MUSIC 

DO use professional entertainment. “We’ve seen the DIY wedding reception with the iPod playlist go really bad,” said Brent Rogers, co-owner of Sounds Unlimited Productions. “When you handle it with a professional, what you’re going to get is someone who can read the crowd and understand if they’re responding to, say, old school hip-hop. They can also shift gears with that and bring in some disco or ’90s sing-along. Having a professional there who can read the crowd and rotate the danced floor is crucial for a successful event.

DON’T restrict yourself into one style or genre. “We had a bride several years ago who was a huge Elvis fan and her entire playslist was made up of Elvis songs and Elvis cover songs,” recounted Rogers.” I suggested to her maybe we should shake this up a bit, and she insisted elvis was her guy and this is what she wanted. … We went through the formalities and once the party started, we had 300 people in the room. About 15 minutes into the reception, we had a group pf bridesmaids come up and tell us how terrible we were and told us the bride was in the bathroom crying because no one was dancing. I replied, “Here’s the all-Elvis playlist and the bride told us to stick to it … but if you give me 15 minutes and let me play whatever I want, I will get the dance floor back, get the party started and of course play some Elvis. Lo and behold, that’s exactly what happened. Don’t tie the hand behind the professional’s back. We know what we’re doing and want to do this for you.”

screen-shot-2017-08-05-at-10-25-33-am

Let’s Get Planning

screen-shot-2017-08-05-at-10-25-33-amBut do you really need a wedding planner? 

BY MANDY WOLF DETWILER 

So, you’ve just said “yes!” Now what? Brides and grooms can become inundated with choices, from the dress and tux colors to venue seating, flower decisions and thank-you notes. Hiring a wedding planner can certainly ease the load, but is it an affordable option for the average future married couple? We talked to Jamie Lott, owner of Louisville Events4U and a wedding planner for 11 years.

EXTOL MAGAZINE: Who should hire a wedding planner?

Jamie Lott: The value lies in having a professional who won’t forget even the smallest detail of the big day. Wedding planners are all about the details – things you might miss. If you’re a detail-oriented person and you’ve got a career of your own, maybe a busy life with your fiancé, it’s much, much easier in my opinion to turn (wedding planning) over to a professional so that nothing is missed as part of your wedding planning process.

EXTOL: What are some of the most overlooked details by couples who plan their own weddings?

Lott: Transportation to and from the venue and/or the church. Things like right down to the catering. Did you plan on just feeding (guests) the cake or did you plan on feeding them another dessert? I’ve been to so many weddings where I’ve just done day-of coordinating and they ran short of cake. Little things like that, I’m there to remind you about.

EXTOL: Is there anyone who shouldn’t hire a wedding planner?

Lott: By the day of the wedding, even the control freaks, even the very OCD brides, have been very grateful that (a wedding planner) is there because she can relax and not have to worry about the details. My standard line is, “I’ve got this. Please don’t worry.” I do this almost every weekend, and if you haven’t thought of it, I will. I don’t think there’s anyone who doesn’t need a wedding planner. I think there are some girls who think they can do it on their own, but I actually feel bad for them on their wedding day because they are so stressed trying to do it, even with their girlfriends. They should be getting ready that day. They should be with their family. They should be relaxing and sipping mimosas or whatever makes them happy versus worrying about setting up their tables and their centerpieces, and going to pick up this or going to pick up that.

EXTOL: What should you look for in a good wedding planner?

Lott: It’s all about the details. Look for the person who asks all the right questions, the person that is the best fit for you. Your personalities need to mesh. You need to make sure that you like this planner and this planner is almost a member of your family because of the length of time you’re going to be spending with this person and what this planner is going to ask of you. As you go along in this process, you need to be willing to work with this planner and trust this person.

EXTOL: How do you help set a budget with the bride and groom?

Lott: I’m very brutally honest and I ask them what they think they can spend on this wedding. If it’s a certain amount and that amount is very low, I ask them if they’re willing to do some of the work themselves, like we make part of the centerpieces ourselves and then we add florals from a florist –– anything we can do to cut costs. I’m very good about keeping them on budget. They take themselves off budget!

EXTOL: As a wedding planner, how do you handle so-called bridezillas?

Lott: In the industry, we all laugh at the shows because they pick the worst of the worst. I have been very blessed … that I have had very few “bridezillas.” Most of these girls are very grateful for the help, which is why they hired me in the first place. If they get a little tense right before their wedding, which is very common, we talk it out. … I try very hard to let them know I’m on top of this.

EXTOL: What should the wedding planner do and what should the couple take care of?

Lott: Everything, down to scheduling everything. I create timelines and itineraries, an overall day-of timeline for the ceremony and the reception so everybody’s on the same page. I make sure the DJ’s doing what he’s supposed to be doing, the venue’s doing what they’re supposed to do, and if that includes catering, we’ve gone over that menu 15 times. I don’t want that bride to think about anything but enjoying her day. … I keep a bride box with me on the day of the wedding of all the “what ifs.” If this breaks, if this needs to be taped, a first-aid kit, things like that that they would never have thought to bring.

bride1

Bridezilla Be Gone

bride1BY DR. JENNIFER EVANS 

The term “bridezilla” has become almost as common as the monikers “bride-to-be” and “fiancé.” (FYI: Bridezilla refers to a bride who is extremely demanding and difficult to deal with during the wedding planning process.) 

We get it – planning a wedding is stressful. Here’s how to stop yourself from becoming the next scary creature (aka bridezilla) planning a walk down the aisle:

Eat a balanced diet and make time for exercise — every day. 

Most brides-to-be are overwhelmed with fitting into their dress that they may be starving themselves into a crazed state of mind. Our bodies need food, so eat the right kinds to keep your mind and body in good working order. A balanced meal plan fuels your body and gives you energy.

Exercise is a great form of stress reduction, especially activities that incorporate mindfulness, such as yoga. Make time for exercise and think of it as a little much-needed “me time” instead of another thing on your to-do list.

Check yourself and check-in with others. 

Phone a friend, message your mom or schedule an appointment with your therapist. Find someone to talk to during this exciting time in your life. Having a person to vent to will help you avoid being overwhelmed by emotions.

Elsa and Anna had the right idea with their iconic song lyrics from the Disney movie “Frozen.” Make your mantra “Let it go, let it go” when it comes to things you cannot control. The weather, nope, out of your hands; the color of the floral centerpieces, yes, that you can control. However, if they end up being two shades lighter than your favorite lavender, again, let it go.

Post-wedding blues are a possibility. 

Many brides report an emotional letdown days or weeks after their wedding. It took months, maybe even years, to plan and the day went by so quickly. Some of the signs to watch for in yourself or a loved one are boredom, sadness, lethargy, loneliness and isolation. If you find yourself experiencing these symptoms, know that it’s normal. Try these tips to turn the blues into wedded bliss:

• Talk with your new spouse about your favorite memories from the wedding.

• Invite your friends over to share photos and stories from your honeymoon.

• Write thank you notes to those who really stepped up to help you even when you didn’t think you needed it.

If the feelings start affecting your life, talk to a professional. Norton Women’s Mental Health Services can help. For more information, visit NortonHealthcare.com or call 502.629.1234.

This article was written by Jennifer Evans, M.D., system vice president of Women’s Services, Norton Healthcare. Dr. Evans has more than 25 years of medical and surgical experience in obstetrics and gynecology. 

tony5

5 Things Your Wedding Photographer Wants You To Know

5 Things Your Wedding Photographer Wants You To Know

STORY & PHOTOS BY TONY BENNETT 

AS A FULL-TIME PHOTOGRAPHER, I’VE QUICKLY LEARNED TAKING PHOTOGRAPHS IS THE EASY PART. THE MANY HOURS OF PHOTOGRAPHY TRAINING AND PRACTICE ARE ITEMS THAT CANNOT BE QUANTIFIED. AS A SMALL BUSINESS OWNER, I WANT TO GIVE MY CLIENTS THE BEST EXPERIENCE POSSIBLE. TO ENSURE YOUR WEDDING DAY IS THE JOYOUS EVENT IT SHOULD BE, HERE ARE A FEW ITEMS TO KEEP IN MIND. screen-shot-2017-08-10-at-3-40-05-pm

MAKE A BUDGET. The only thing you’ll have the day after your wedding are the photos. So remember to prioritize your budget. If you want great photos, you may want to cut the gelato bar and ice sculpture and pay a little more for a photographer with the experience to capture your special day.

TIME. Make sure you make time on your wedding day for photos. As a photographer, I love to get creative and I want to capture that “perfect” image you will cherish for a lifetime. This can best be accomplished by creating a timeline for how the day will flow and trying to stick to it as best you can. If there are certain people that you want to ensure you have your photo taken with, make a list and give it to your photographer at the start of the day. Don’t be afraid to tell your photographer what you want. That’s what we’re here for.

screen-shot-2017-08-10-at-3-40-21-pmADAPT. Every wedding is different. There are many aspects that can affect your photographs. Ceremony location, time of day and time of year (think sunset time) can all affect the look and feel of your photos. To capture better photos, your photographer should bring multiple light sources, including battery-powered studio strobes and speedlites, for quick movement between locations. Ask your photographer if he or she has those.

SMILE. This one is simple: Be happy on your wedding day. Nothing will sour your photos more than you stressing out before, during and after your big day than having a frown. This is your big day. Enjoy it.

 

 

screen-shot-2017-08-10-at-3-40-33-pmBE PATIENT IN POST-PRODUCTION. The wedding day may last for 8 to 12 hours (sometimes longer), but that is only part of what it takes to capture a wedding and deliver the final product. Long after the cake is cut and the guests return home is when most of a photographer’s work begins. A good one will immediately gather all the memory cards and download them to various locations. Data loss is a huge problem, ensure your photographer has a plan to take multiple precautions to make sure this doesn’t happen to clients. Also, moving through each of the images will take a number of days. Be patient. Every image we take during a wedding is edited, and this takes time. Then, when the client decides which photos to have printed and which to put in the album, a good photographer will put additional work into perfecting each image. Again, be patient.

screen-shot-2017-08-10-at-3-41-06-pm

screen-shot-2017-08-10-at-3-42-30-pm

extol_600x400_augsept17_designingadream

Designing A Dream

screen-shot-2017-08-07-at-6-01-44-pm
BY ANGIE FENTON 

PHOTOGRAPHY BY ERIK BRANCH

Shopping for the perfect wedding dress is often an exhilarating adventure, but sitting with a local designer as you describe exactly what you want and letting his or her creativity flow onto the page and, eventually, your body is an option brides are considering more and more.

“Because I’m not a large company overseas somewhere, you can call me when you need me,” said Frances Lewis, who started Ann DeEvelyn Clothing Co. in Jeffersonville in 2012. “I am available to you … and I am the one who is responding to you. Because we’re small and independent, I am the one dealing directly with my client.”
screen-shot-2017-08-07-at-6-01-54-pmSure, you can purchase a beautiful gown manufactured by a well-known company, but, Lewis warned, “With a lot of the larger chains, what they want is what they get. I can give them what they want and what they need.”

Recently, Lewis worked with a client who was adamant about wearing a navy dress down the aisle but couldn’t find one she loved. “She was able to get the dress of her dreams because she could work hand in hand with me,” Lewis said.

screen-shot-2017-08-07-at-6-02-04-pm
The local fashion scene is “surprisingly larger than we think it is,” she added. “There are times when I might not be able to meet a client’s needs, and I can think of people I can send her to. We have some extremely talented people here. Our design scene is growing exponentially, and I couldn’t be happier about it.”

So, what’s the first step? “Research the designer,” advised Lewis. “Everyone has a specialty and a forte, and you need to fall in love with their work. If you don’t like their work, the chances are you won’t like what they do for you.”

As evidenced by the photos in this pictorial – which was shot by Erik Branch – it’s hard to imagine a bride who wouldn’t love the looks Lewis has been creating. “I wanted to have a touch of tradition and still have something unique, something more expected. It’s a blend of tradition and drama.”

screen-shot-2017-08-07-at-6-09-44-pm


Learn more about Frances Lewis and her designs at www.ann-deevelyn.com. Contact photographer Erik Branch at ebranch9@gmail.com, 502.387.0158 or ebranchphotography.photoshelter.com.